Privacy Policy

1. Introduction

Twarda Zyskovin ("we," "us," or "our") provides AI-driven data analysis and decision-support tools for individual and small investors. We are committed to protecting the privacy of visitors to our website and users of our services (collectively, "you"). This Policy describes the categories of information we may collect, how we use that information, and the choices available to you.

By accessing or using our website or services, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with our practices, please do not use our website or services.

2. Information We Collect

We may collect the following categories of information, depending on how you interact with us:

• Account and contact information — such as your name, email address, and other details you provide when registering, subscribing, or contacting us.
• Usage and technical data — such as IP address, browser type, device information, pages visited, and timestamps, collected automatically when you use our website.
• Cookies and similar technologies — as described in Section 5 below.
• Communications — records of correspondence when you contact our support or sales channels.
• Information you voluntarily provide — such as feedback, survey responses, or content submitted through forms.

We do not knowingly collect sensitive financial account credentials or trading account passwords through our website.

3. How We Use Information

We may use the information we collect to:

• Provide, operate, and maintain our website and services;
• Respond to inquiries, support requests, and other communications;
• Improve, personalize, and develop our website, features, and offerings;
• Send administrative information, updates, or marketing communications, where permitted, with an option to opt out;
• Monitor and analyze usage trends to improve user experience;
• Detect, prevent, and address technical issues, fraud, or security incidents;
• Comply with applicable legal obligations.

4. Legal Basis for Processing

Where required by applicable law, we process personal data on the basis of your consent, the necessity of processing to perform a contract with you, our legitimate business interests, or compliance with a legal obligation. You may withdraw consent at any time where processing is based on consent, without affecting the lawfulness of processing carried out before withdrawal.

5. Cookies and Tracking Technologies

We and our service providers may use cookies, web beacons, and similar technologies to operate our website, remember preferences, and analyze traffic. You can control cookies through your browser settings; disabling cookies may affect the functionality of certain features. Where required, we will request your consent before placing non-essential cookies.

6. Sharing and Disclosure of Information

We do not sell personal information. We may share information with:

• Service providers who perform functions on our behalf, such as hosting, analytics, and customer support, under confidentiality obligations;
• Legal and regulatory authorities where required to comply with law, legal process, or governmental requests;
• Successors in connection with a merger, acquisition, reorganization, or sale of assets, subject to appropriate protections;
• Other parties with your explicit consent.

7. Data Retention

We retain personal information only for as long as necessary to fulfill the purposes described in this Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of an ongoing relationship, applicable legal obligations, and the need to resolve disputes or enforce agreements.

8. Data Security

We implement reasonable technical and organizational measures designed to protect personal information against unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. Your Rights and Choices

Depending on your jurisdiction, you may have rights to access, correct, delete, or restrict the use of your personal information, object to certain processing, or request a portable copy of your data. You may also have the right to lodge a complaint with a supervisory authority. To exercise any of these rights, please contact us using the details on our Contact page; we will respond in accordance with applicable law.

10. International Data Transfers

If we transfer personal information across borders, we will take steps intended to ensure that such transfers comply with applicable data protection laws and that appropriate safeguards are in place.

11. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices or content of such third parties. We encourage you to review the privacy policies of any third-party sites you visit.

12. Children's Privacy

Our website and services are not directed to individuals under the age of majority in their jurisdiction, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

13. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or for legal, operational, or regulatory reasons. We will post the revised Policy on this page and update the "Last updated" date above. Your continued use of our website or services after any changes constitutes acceptance of the revised Policy.

14. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us using the details provided on our website's Contact or Impressum page.